Sewa vs Beli Properti

Harga (Rp)

DP (%)

Bunga KPR (%/th)

Tenor (th)

Tahan aset (th)

Sewa/bln (Rp)

Kenaikan sewa (%/th)

Maintenance (% harga/th)

Pajak properti (% harga/th)

Apresiasi harga (%/th)

Diskonto (%/th)

Biaya jual (% harga jual)

Closing beli (% harga)

Model sederhana (NPV): sewa = PV sewa; beli = DP+closing + PV cicilan + PV opex − PV ekuitas saat jual.